{"id":754,"date":"2026-07-29T19:53:57","date_gmt":"2026-07-29T19:53:57","guid":{"rendered":"https:\/\/cornerstonefinancialrecruiting.com\/?p=754"},"modified":"2026-08-03T16:56:52","modified_gmt":"2026-08-03T16:56:52","slug":"sr-commercial-credit-analyst","status":"publish","type":"post","link":"https:\/\/cornerstonefinancialrecruiting.com\/?p=754","title":{"rendered":"Sr. Commercial Credit Analyst"},"content":{"rendered":"\t\t
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Sr. Commercial Credit Analyst<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Location:<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Madison, WI<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Compensation:<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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$65-100K PLUS BONUS<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Company Description<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Founded 30 years ago, my client is a leader as a Top Community Bank in Madison, WI. Current asset size $600mm and GROWING!<\/p>

\u00a0<\/p>

\u00b7 Three locations in Dane County<\/p>

\u00b7 Strong financial numbers year after year<\/p>

\u00b7 Huge emphasis on community involvement<\/p>

\u00b7 Incredible Culture with a \u201ccommunity roots\u201d and relationship focus<\/p>

WHY YOU SHOULD BE INTERESTED!!<\/p>

\u00b7 Great opportunity to work at one of the Top Community Banks in Dane County<\/p>

\u00b7 Opportunity to help support this growing Commercial Lending team and potentially grow into a supervisory role<\/p>

\u00b7 This culture really puts employees first with lots of \u201cextras\u201d including chair massages and a monthly \u201cbreakfast meeting\u201d and annual fish fry!<\/p>

\u00b7 Excellent benefits including 3% automatic deposit into your 401k<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Position Summary<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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SUMMARY:<\/p>

The Senior Credit Analyst is responsible for independently underwriting complex commercial credit requests and providing clear, well-supported recommendations to the Bank\u2019s lending and credit teams. This position analyzes borrowers, guarantors, financial performance, repayment capacity, collateral, industry conditions, and transaction structure across a diversified commercial loan portfolio. This position partners closely with commercial lenders, provides ongoing portfolio guidance, assists with borrower and prospect meetings, and mentors less-experienced credit analysts.<\/p>

\u00a0<\/p>

\u00a0<\/p>

RESPONSIBILITIES:<\/p>

\u00b7 Independently underwrite new commercial loans, renewals, modifications, and annual reviews involving complex borrowing relationships.<\/p>

\u00b7 Analyze commercial real estate, investment real estate, C&I, operating line, construction and development, and SBA loan requests.<\/p>

\u00b7 Spreading financial statements and evaluating an entity\u2019s historical performance including strengths and weaknesses.<\/p>

\u00b7 Researching and analyzing industry trends and economic factors affecting the business.<\/p>

\u00b7 Perform cash flow, collateral, ratio, and trend analysis on borrower and\/or guarantors<\/p>

\u00b7 Prepare complete, accurate, and well-supported credit presentations for approval by the appropriate lending authority or loan committee.<\/p>

\u00b7 Preparing detailed narratives of company background, management expertise, and financial performance.<\/p>

\u00b7 Partner with commercial lenders to gather information, evaluate transaction structure, and resolve underwriting questions.<\/p>

\u00b7 Assess strengths, weaknesses, major risk factors, overall risk, and Bank\u2019s ability to mitigate key risks identified.<\/p>

\u00b7 Identify key credit risks and mitigating factors and recommend appropriate loan structures, covenants, collateral requirements, reporting requirements, and risk ratings.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Education & Experience<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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EDUCATION \/ EXPERIENCE:<\/p>

\u2022 Effective communication when working with customers and\/or employees.<\/p>

\u2022 Ability to communicate with employees and understand their functions\/processes.<\/p>

\u2022 Be involved in developing solutions to meet the needs of the customer and\/or employees.<\/p>

\u2022 Flexibility to meet changing workload; highly self-motivated.<\/p>

\u2022 Be a team player and be respectful to all staff, customers, and prospects. Provide leadership where assigned.<\/p>

\u2022 Proficient in Microsoft Office Suite and other applicable software.<\/p>

\u2022 Demonstrated ability to independently underwrite complex commercial credit relationships.<\/p>

\u2022 Must be detail-oriented with effective written and verbal communication skills.<\/p>

\u2022 Must be familiar with accounting principles.<\/p>

\u2022 Be familiar with banking laws, regulations, policies, and practices preferred.<\/p>

\u2022 Strong organizational skills.<\/p>

\u2022 Strong interpersonal skills and the ability to articulate in front of others.<\/p>

\u2022 Must possess a desire to learn and expand knowledge across the organization.<\/p>

\u2022 Bachelor\u2019s degree in finance, business, accounting, or economics preferred.<\/p>

\u2022 3+ years of progressively responsible commercial credit analysis or underwriting experience.<\/p>

\u2022 Banking experience required.<\/p>

SCOPE:<\/p>

Reports to: Chief Credit Officer<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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\n\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tSubmit Resume<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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\n\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tBack to Positions<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

Location: Madison, WI Compensation: $65-100K PLUS BONUS Company Description Founded 30 years ago, my client is a leader as a Top Community Bank in Madison, WI. Current asset size $600mm and GROWING! \u00a0 \u00b7 Three locations in Dane County \u00b7 Strong financial numbers year after year \u00b7 Huge emphasis on community involvement \u00b7 Incredible Culture […]<\/p>\n","protected":false},"author":1,"featured_media":19,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-754","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/cornerstonefinancialrecruiting.com\/index.php?rest_route=\/wp\/v2\/posts\/754","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cornerstonefinancialrecruiting.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cornerstonefinancialrecruiting.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cornerstonefinancialrecruiting.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/cornerstonefinancialrecruiting.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=754"}],"version-history":[{"count":7,"href":"https:\/\/cornerstonefinancialrecruiting.com\/index.php?rest_route=\/wp\/v2\/posts\/754\/revisions"}],"predecessor-version":[{"id":766,"href":"https:\/\/cornerstonefinancialrecruiting.com\/index.php?rest_route=\/wp\/v2\/posts\/754\/revisions\/766"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/cornerstonefinancialrecruiting.com\/index.php?rest_route=\/wp\/v2\/media\/19"}],"wp:attachment":[{"href":"https:\/\/cornerstonefinancialrecruiting.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=754"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cornerstonefinancialrecruiting.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=754"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cornerstonefinancialrecruiting.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=754"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}