Construction Loan Officer

Location:

Wichita, KS

Compensation:

$100-120K

Construction Loan Officer

Company Description

Founded over 115 years ago, my client is a leader as a Top Regional Bank in Oklahoma and Kansas. Current asset size over $3 Billion and GROWING!

 

· Multiple locations…from Kansas City and Wichita to Oklahoma City and Tulsa

· Strong financial numbers year after year and very low non-performing loans

WHY YOU SHOULD BE INTERESTED!!

· Competitive salary, generous PTO and Benefits including 100% 401k match

· Great opportunity to work at one of the Top Community Banks in the KS/OK areas

· Opportunity to maintain this well-established Construction Portfolio

· This Bank is looking to continue to grow in the coming years

Position Summary

SUMMARY:

The candidate is responsible for managing and growing an established portfolio of residential builders, developers, contractors, and construction borrowers. This individual will focus on providing exceptional customer service, building long-term relationships, identifying opportunities to expand existing customer relationships, and developing new construction lending business while maintaining sound credit quality and risk management.

RESPONSIBILITIES:

· Managing an established portfolio of builder and construction lending relationships by delivering exceptional customer service and serving as the primary point of contact

· Building long-term relationships with existing customers while identifying opportunities to expand lending, deposit, treasury management, and other commercial banking services

· Developing new residential construction lending relationships through referrals, networking, community involvement, and business development efforts

· Originating residential construction loans, including builder guidance lines, spec home financing, pre-sold construction loans, lot loans, and residential development loans

· Conducting builder visits, construction site inspections, and customer meetings to strengthen relationships and identify financing opportunities

· Preparing credit presentations and working with Credit Administration throughout the underwriting and approval process

· Monitoring builder performance, inventory levels, project progress and market conditions

· Representing the bank within the residential construction industry and local Home Builders Associations

Education & Experience

EDUCATION / EXPERIENCE:

Requirements for the position include:

· Bachelor’s degree in a related field

· Minimum of three years of banking, commercial lending, mortgage lending, construction lending, business development, sales, or related financial services experience

· Strong relationship management, communication, and customer service skills

· Strong organizational, analytical, and problem-solving abilities

· Proficiency in Microsoft Office applications, including Excel and Word

· Ability to travel regularly for customer meetings, builder visits, loan closings, construction site inspections, and industry events

Preferred qualifications for this position include:

· Proven ability to develop and manage long-term relationships with residential builders, developers, contractors, and construction borrowers

· Proven success in relationship management, business development, and portfolio growth

· Experience identifying opportunities to expand existing customer relationships through lending, treasury management, deposit, and other commercial banking products

· Strong understanding of local residential housing markets, construction industry trends, and builder financing needs

· Knowledge of residential construction or commercial lending, credit analysis, and underwriting principles

· Active involvement in the local business or residential construction community through industry associations, networking organizations, or community events