Ag Lender-Southern WI

Location

Walworth County, WI

Compensation

$80-120k

Company Description

Founded over 130 years ago, my client is a leader in Community Banking. Current assets exceed $1.2Billion and growing!

Why You Should be Interested

16+ locations in WI and IL
Amazing opportunity to be part of the growth happening with this Community Bank who truly cares about its’ customers, employees and communities!!
Bauer 5 * rated Bank
Local decision making and strong credit quality
Excellent benefits including a 401k that puts away as much as you do!!

Position Summary

The Ag Loan Officer is responsible for developing and servicing loan volume for Walworth County market. Take over a well-established portfolio for a retiring Ag Lender.

Responsibilities

§ Manage an existing portfolio of agricultural credit relationships.

§ Develop new banking relationships and lending relationship within the Bank’s established credit and pricing policies.

§ Achieve assigned goals in agreement with the Bank’s mission statements.

§ Approve, document and close loans up to established individual lending limit. Make loan presentations to market manager/senior management for loans above individual lending limit.

§ Develop new business by actively calling on prospects and customers to sell bank services.

§ Participate in the community to increase the Bank’s visibility and enhance business development opportunities.

§ Interview loan applicants for agricultural loans. Collect and analyze financial information to determine the creditworthiness of the applicant and the merits of the request.

§ Negotiate terms under which credit will be extended, within the parameters of the established credit and pricing policies and with assistance of senior management when appropriate or needed.

§ Monitor existing loan portfolio, collecting necessary information to analyze the current creditworthiness of customers.

§ Monitor loan repayment and take necessary action to collect from delinquent accounts.

§ Understand and comply with Bank mission, organizational structure, employee handbook, bank security, policies and procedures, standards of conduct and incentive program

Qualifications

Bachelor’s degree in Accounting, Finance, Business with an agricultural background
Minimum 5 year’ experience in Ag lending and portfolio management. Commercial Lending a plus
Knowledge of credit underwriting, policies and procedures
Knowledge of FSA/USDA programs
Demonstrated financial analysis skills
Excellent oral and written communication skills
Strong organizational skills and ability to manage multiple projects and meet deadlines
Formal credit training and sales skill training, preferred
Computer skills including use of Microsoft Word and Excel